Panama Golden Visa Programme

The Panama Residence by Investment Programme offers investors the opportunity to acquire residence status in one of Latin America’s most stable and business-friendly economies. Through an eligible investment, applicants can obtain permanent residence, with the potential to apply for citizenship after five years.

Like many other programmes, the Panama Residence by Investment Programme is designed to attract direct investment and stimulate sustainable growth within the nation. The programme provides a flexible pathway for investors seeking to expand their global footprint, access new markets, and benefit from Panama’s central position as a regional business hub.

Country Info
Benefits
Requirements
Process
Real Estate
Legal Basis
FAQ’s
Country Info

Panama

Panama sits in an ideal location between Central and South America. In recent years, Panama has earned the reputation of being a vibrant and rapidly developing nation known for its strong economy and dynamic business environment. It is best recognized for the world-famous Panama Canal (one of the busiest and most important trade routes on the planet) connecting the Atlantic and Pacific Oceans.

Panama enjoys a tropical maritime climate, making it a well-regarded destination year-round for both business and leisure. The capital city, Panama City, is a thriving metropolis with a modern skyline, modern infrastructure, and a reputation as a leading international banking and logistics center. The official language is Spanish, though English is commonly used in business.

Its economy is primarily service based, driven by sectors such as logistics, finance, real estate, and tourism. With its investor-friendly policies, stable governance, and favorable tax environment, Panama has emerged as an attractive destination for high-net-worth individuals looking for residency and long-term investment opportunities in the Americas.

The capital of the country is St. George’s

The currency is the Eastern Caribbean Dollar

Current population as of 2025: 117,276

300,000 USD

Minimum
Investment by
Donation

Panama

Countries
with visa-free
access

3-5

Months
Time
to Citizenship

300,000 USD

Minimum
Investment in
Real Estate

300,000 USD

Minimum Investment

Panama

The right to live, work, and study in

3-5

Time to Residency

300,000 USD

Minimum Investment in  
Real Estate

Your Pathway to

Panama

Residence by Investment

Benefits of

Panama

RBI Program

Investing in a second citizenship provides greater global mobility, financial freedom, tax advantages, and access to a secure, high-quality lifestyle, all while ensuring long-term security for you and your family.

Visa-Free

01

The right to live, work, and study in Panama.

Family inclusion

02

Applicable to spouses, children under 18, full-time students up to 25, differently abled children of any age, and parents of any age.

Strategic Access

03

Strategic access to Central, South, and North American markets. Strong logistics infrastructure, including the Panama Canal (one of the most strategically placed waterways globally).

Proximity to Regional Markets

04

Proximity to key regional markets such as Colombia, Ecuador, and Venezuela.

Citizen Rights

05

Pathway to citizenship after five years of residence.

Investment Friendly

06

A stable, investor-friendly economy with growing real estate and business opportunities.

Travel Passport

07

This is not a citizenship, but a regular passport which can be used for travel purposes.

Panamanian Citizenship Following Residence by Investment

After maintaining residence for five years, investors become eligible to apply for Panamanian citizenship.

Citizens of select Latin American countries and Spain may qualify after one to three years of residence.

Investment Options for Panama Residence

Applicants can choose between three primary investment avenues, each offering distinct advantages and opportunities to contribute to the nation’s development:

  • Real Estate Investment: USD 300,000 minimum under the Qualified Investor route, with ownership options available for sole or shared properties.
  • Stock Exchange Investment: USD 500,000 minimum via licensed entities under the Panama Stock Exchange.
  • Fixed-Term Deposit: USD 750,000 minimum in a Panamanian bank for a period of at least five years.

Application Process

The application process to apply for the Panama residency by investment programme is straightforward, and it may take up to 16 months between initiating the process and receiving the citizenship documents. The application process can be divided into the following stages:

01

Assessment & Onboarding

  • Consult with Passport Legacy’s client advisors.
  • Passport Legacy’s due diligence check is conducted.
  • Client is onboarded and retainer fees are paid.

02

Application Submission

  • Client travels to Panama.
  • Investment requirements are fulfilled, legal process commences, and bank account is opened.
  • Biometrics appointment is booked in Panama.
  • Documents are prepared and an application for Panama Golden Residence Permit is submitted.

03

Application Processing

  • Application is processed.
  • Application is approved.

04

Passport Handover

  • Golden Residence Permit is granted.
  • Our team continues to support until the permit is stamped.
Real Estate Investment

Real Estate Options for Panama Residency Through Investment

Everything you need to know about acquiring premium real estate in Panama and linked to the Panama Golden Visa Programme.

Find Properties

300k

Minimum Real Estate Investment (in USD)

Minimum Real Estate Investment (in USD)

3-5%

ROI or Rental Income Opportunity

5 Years

Real Estate Holding Period

Sole or shared

Ownership Type

Panama

Residency Through Investment FAQ's

How long does it take to obtain Panama residence?

Applications are typically processed within a few months, depending on the chosen investment route and due diligence clearance.

What are the investment options available?

Applicants may invest in real estate, the stock exchange, or fixed-term bank deposits under the Qualified Investor category, or choose the Forestry or Friendly Nations options.

Can family members be included in the application?

Yes. Spouses, dependent children, differently abled dependents, and parents of any age can be included.

Are there residence requirements to maintain the permit?

There are no strict physical residence requirements, although maintaining investment conditions and compliance with Panamanian immigration regulations is mandatory.

When can I apply for citizenship?

Residents of Panama are eligible to apply for citizenship after holding the residence for five years.

Does Panama recognize dual citizenship?

Yes. Panama allows dual citizenship, meaning investors are not required to renounce their existing nationality.

Other Programs We Offer

Passport Legacy is a trusted residence and citizenship by an investment firm recognized for delivering best immigration services globally. Passport Legacy specializing in citizenship and residence by investment programs, comprises internationally licensed lawyers, investment advisors, and immigration experts. Our dedicated team of professionals are recognized for delivering the best dual citizenship,passport and visa services. Trust Passport Legacy to be your reliable partner to support on your path to a successful global future.

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